Individuals who are generally healthy and don’t anticipate frequent doctor visits—but still want the peace of mind that comes from having coverage in place for unexpected medical needs or emergencies.

Best suited for individuals who prefer a lower-cost plan and are willing to trade off more comprehensive accident coverage for affordability.

Individuals who regularly rely on vision care—such as eye exams, glasses, or contacts—and those who need access to prescription medications, whether for ongoing health conditions or occasional needs. These users benefit most from plans that include reliable discounts or coverage for routine prescriptions and optical services.